Fast Money Blog- 9/20/24

So, here’s what happened this week on Wall Street-

As I’m sure you know, Wall Street breathed a sign of relief on Wednesday, Sept. 18th, after the Fed cut interest rates by .5%, in its first rate reduction since 2020. This is a huge deal and the Fed also suggested there will be additional cuts to come this year. 

When the market opened up on Thursday, Sept. 19th., sentiment was positive, which means there is a high probability the stock market will aggressively rise between now and Christmas day. 

Tyrone, what are the effects of a lower interest environment?

  1. Mortgage interest rates will come down, which should result in more robust home sales over the next 52 weeks.

  2. Interest rates on car loans will come down which should result in more robust car sales over the next 52 weeks. 

  3. Interest rates on stock market margin accounts will decline, which will make borrowing for stock trading cheaper. 

Keep in mind that historically, when the Fed Reserves lowers interest rates the consumer doesn’t feel the effects until approximately six months. What that means for you is that you will slowly see the costs of goods and services decline slightly over time. 

I see stocks like Oracle Corporation (ORCL), The Travelers Companies, Inc. (TRV), and Amazon.com, Inc. (AMZN) reaping the benefits of a lower interest rate environment.

Stay open and stay positive…there’s a lot to look forward to in the long and short term. 

Tyrone Jackson, The Wealthy Investor

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